[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.arcr.cz\/jak-ziskat-hypoteku-pro-zivnostniky\/#Article","mainEntityOfPage":"https:\/\/www.arcr.cz\/jak-ziskat-hypoteku-pro-zivnostniky\/","headline":"Jak z\u00edskat hypot\u00e9ku pro \u017eivnostn\u00edky","name":"Jak z\u00edskat hypot\u00e9ku pro \u017eivnostn\u00edky","description":"\u017divnostn\u00edci a podnikatel\u00e9 v\u011bt\u0161inou \u017e\u00e1daj\u00ed o hypot\u00e9ku p\u0159i \u0159e\u0161en\u00ed dvou probl\u00e9m\u016f. T\u00edm prvn\u00edm m\u016f\u017ee b\u00fdt investice do po\u0159\u00edzen\u00ed prostor k podnik\u00e1n\u00ed a koup\u011b materi\u00e1lu. Druhou variantou je obnova vozov\u00e9ho parku, nebo roz\u0161\u00ed\u0159en\u00ed provozovny. P\u016fj\u010dka na<a class=\"read-more\" href=\"https:\/\/www.arcr.cz\/jak-ziskat-hypoteku-pro-zivnostniky\/\">Continue reading<\/a>","datePublished":"2021-02-23","dateModified":"2023-08-15","author":{"@type":"Person","@id":"https:\/\/www.arcr.cz\/author\/#Person","name":"arcr.cz\n","url":"https:\/\/www.arcr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/5522eb0fc8481dea5f6519f6a0b15ee2c46358d48429b281fd7c49cbb5a929f9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/5522eb0fc8481dea5f6519f6a0b15ee2c46358d48429b281fd7c49cbb5a929f9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"arcr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.arcr.cz\/wp-content\/uploads\/arcr_n2Hruc.jpg","url":"https:\/\/www.arcr.cz\/wp-content\/uploads\/arcr_n2Hruc.jpg","height":0,"width":0},"url":"https:\/\/www.arcr.cz\/jak-ziskat-hypoteku-pro-zivnostniky\/","about":["Ekonomika"],"wordCount":422,"articleBody":"         \u017divnostn\u00edci a podnikatel\u00e9 v\u011bt\u0161inou \u017e\u00e1daj\u00ed o hypot\u00e9ku p\u0159i \u0159e\u0161en\u00ed dvou probl\u00e9m\u016f. T\u00edm prvn\u00edm m\u016f\u017ee b\u00fdt investice do po\u0159\u00edzen\u00ed prostor k podnik\u00e1n\u00ed a koup\u011b materi\u00e1lu. Druhou variantou je obnova vozov\u00e9ho parku, nebo roz\u0161\u00ed\u0159en\u00ed provozovny. P\u016fj\u010dka na \u017eivnostensk\u00fd list m\u00e1 ale jin\u00e1 pravidla ne\u017eli b\u011b\u017en\u011b poskytovan\u00e9 \u00fav\u011bry.  Nejprve bude nutn\u00e9 prok\u00e1zat dostate\u010dnou bonitu. To m\u016f\u017ee b\u00fdt v mnoha p\u0159\u00edpadech dost z\u00e1va\u017en\u00fd probl\u00e9m. I p\u0159esto, \u017ee m\u00e1te podnik\u00e1n\u00ed dob\u0159e \u201enastartovan\u00e9\u201c a p\u0159\u00edjmy celkem dosta\u010duj\u00edc\u00ed, banka bude vych\u00e1zet z \u00fadaj\u016f na da\u0148ov\u00e9m p\u0159izn\u00e1n\u00ed. A tam m\u016f\u017ee b\u00fdt p\u0159\u00edjem nedostate\u010dn\u00fd. Je to p\u0159edev\u0161\u00edm z d\u016fvod\u016f uplat\u0148ov\u00e1n\u00ed pau\u0161\u00e1ln\u00edch v\u00fddaj\u016f.  Svou bonitu prokazuje podnikatel da\u0148ov\u00fdm p\u0159izn\u00e1n\u00edm za posledn\u00ed zda\u0148ovac\u00ed obdob\u00ed. V n\u011bkter\u00fdch p\u0159\u00edpadech za posledn\u00ed dva roky. Banka p\u0159\u00edjmy spo\u010d\u00edt\u00e1 tak, \u017ee ode\u010dte v\u00fddaje, soci\u00e1ln\u00ed a zdravotn\u00ed poji\u0161t\u011bn\u00ed a dan\u011b.  A tato \u010d\u00e1stka v\u016fbec nemus\u00ed m\u00edt nic spole\u010dn\u00e9ho s re\u00e1ln\u00fdm \u010dist\u00fdm p\u0159\u00edjmem, kter\u00fd m\u016f\u017ee b\u00fdt a\u017e n\u011bkolikan\u00e1sobn\u011b vy\u0161\u0161\u00ed.   Pokud nez\u00edsk\u00e1te hypot\u00e9ku, zkuste jinou mo\u017enost Je zapot\u0159eb\u00ed napl\u00e1novat v\u0161e dop\u0159edu. Nejm\u00e9n\u011b rok (i dva) nesni\u017eujte z\u00e1m\u011brn\u011b svoje p\u0159\u00edjmy a zbyte\u010dn\u011b nezvy\u0161ujte n\u00e1klady. \u010cek\u00e1 v\u00e1s sice vy\u0161\u0161\u00ed da\u0148, ale pot\u00e9 lep\u0161\u00ed podm\u00ednky pro z\u00edsk\u00e1n\u00ed hypot\u00e9ky.  Rozhodn\u011b se nesna\u017ete da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed upravit podle podm\u00ednek, kter\u00e9 ur\u010duje banka. T\u00edm byste si mohli zajistit v\u00e1\u017en\u00e9 probl\u00e9my do budoucna. A m\u016f\u017eete hledat banku, kter\u00e1 v\u00e1m poskytne \u00fav\u011br.Pomoci v\u00e1m v tom m\u016f\u017ee csob hypote\u010dn\u00ed kalkula\u010dka. Tam najdete ov\u011b\u0159en\u00e9 banky, kter\u00e9 nab\u00edzej\u00ed finan\u010dn\u00ed produkty. Jestli\u017ee na \u017e\u00e1dnou nedos\u00e1hnete, pak m\u016f\u017eete vyu\u017e\u00edt mo\u017enost n\u011bkter\u00fdch firem, kter\u00e9 nab\u00edzej\u00ed zp\u011btn\u00fd odkup nemovitosti.T\u00edm, \u017ee prod\u00e1te sv\u016fj majetek, z\u00edsk\u00e1te finan\u010dn\u00ed prost\u0159edky, ale neztr\u00e1c\u00edte mo\u017enost si koupit svou nemovitost zp\u011bt.  Dal\u0161\u00ed variantou je vyu\u017e\u00edt nebankovn\u00edho poskytovatele a finan\u010dn\u00ed produkt, kter\u00fdm je p\u016fj\u010dka online bez registru. Ne v\u017edy je ale tento produkt v\u00fdhodn\u00fd.                                                                                                                                                                                                                                                                                                                                                                                                  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