[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.arcr.cz\/proc-americka-hypoteka\/#Article","mainEntityOfPage":"https:\/\/www.arcr.cz\/proc-americka-hypoteka\/","headline":"Pro\u010d americk\u00e1 hypot\u00e9ka?","name":"Pro\u010d americk\u00e1 hypot\u00e9ka?","description":"Pokud si \u010dlov\u011bk v dne\u0161n\u00ed dob\u011b pot\u0159ebuje vyp\u016fj\u010dit n\u011bjak\u00e9 pen\u00edze, m\u00e1 celou plej\u00e1du mo\u017enost\u00ed, kam se obr\u00e1tit. Ov\u0161em je pon\u011bkud smutnou pravdou, \u017ee pokud si pot\u0159ebuje p\u016fj\u010dit n\u011bkdo, kdo nen\u00ed zrovna ide\u00e1ln\u00edm \u017eadatelem, obrac\u00ed se<a class=\"read-more\" href=\"https:\/\/www.arcr.cz\/proc-americka-hypoteka\/\">Continue reading<\/a>","datePublished":"2019-06-05","dateModified":"2023-04-26","author":{"@type":"Person","@id":"https:\/\/www.arcr.cz\/author\/#Person","name":"arcr.cz\n","url":"https:\/\/www.arcr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/5522eb0fc8481dea5f6519f6a0b15ee2c46358d48429b281fd7c49cbb5a929f9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/5522eb0fc8481dea5f6519f6a0b15ee2c46358d48429b281fd7c49cbb5a929f9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"arcr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.arcr.cz\/wp-content\/uploads\/img_a352418_w1703_t1566979715.jpg","url":"https:\/\/www.arcr.cz\/wp-content\/uploads\/img_a352418_w1703_t1566979715.jpg","height":0,"width":0},"url":"https:\/\/www.arcr.cz\/proc-americka-hypoteka\/","about":["Ekonomika"],"wordCount":464,"articleBody":"           Pokud si \u010dlov\u011bk v dne\u0161n\u00ed dob\u011b pot\u0159ebuje vyp\u016fj\u010dit n\u011bjak\u00e9 pen\u00edze, m\u00e1 celou plej\u00e1du mo\u017enost\u00ed, kam se obr\u00e1tit. Ov\u0161em je pon\u011bkud smutnou pravdou, \u017ee pokud si pot\u0159ebuje p\u016fj\u010dit n\u011bkdo, kdo nen\u00ed zrovna ide\u00e1ln\u00edm \u017eadatelem, obrac\u00ed se nejednou marn\u011b. Proto\u017ee t\u011bmi, kdo se obracej\u00ed spolu s n\u00edm, jsou i \u010detn\u00ed poskytovatel\u00e9 p\u016fj\u010dek, obracej\u00edc\u00ed se ale k n\u011bmu z\u00e1dy. Je to smutn\u00e9, ale je to tak. Pokud si \u010dlov\u011bk pot\u0159ebuje p\u016fj\u010dit pen\u00edze a nem\u016f\u017ee se zrovna moc chlubit ani sv\u00fdmi p\u0159\u00edjmy, ani \u010dist\u00fdm \u0161t\u00edtem v z\u00e1le\u017eitostech registr\u016f dlu\u017en\u00edk\u016f, p\u0159\u00edpadn\u011b ani jin\u00fdmi z\u00e1le\u017eitostmi, je\u017e se jeho finan\u010dn\u00ed situace t\u00fdkaj\u00ed, nejednou neusp\u011bje. Poskytovatel\u016fm p\u016fj\u010dek jde toti\u017e nejen o to, aby lidem p\u016fj\u010dili, ale i o to (a hlavn\u011b o to), aby sv\u00e9 pen\u00edze dostali v po\u0159\u00e1dku a s \u00faroky i zp\u011bt. A to by mohl b\u00fdt u ned\u016fv\u011bryhodn\u011b vypadaj\u00edc\u00edho jedince probl\u00e9m. A tak je zkr\u00e1tka skute\u010dnost\u00ed, \u017ee nejeden z na\u0161inc\u016f jen tak n\u011bkde neusp\u011bje. A pokud se mu poda\u0159\u00ed n\u011bkde pen\u00edze z\u00edskat, je to americk\u00e1 hypot\u00e9ka nebankovn\u00ed. Pr\u00e1v\u011b ta je toti\u017e produktem ur\u010den\u00fdm pro ty, kdo pot\u0159ebuj\u00ed p\u016fj\u010dit, av\u0161ak neodpov\u00eddaj\u00ed zrovna ide\u00e1lu \u017eadatele o p\u016fj\u010dku. Tady usp\u011bj\u00ed i ti s pon\u011bkud po\u0161ramocenou reputac\u00ed. Zde toti\u017e sta\u010d\u00ed d\u00e1t do z\u00e1stavy vhodnou nemovitost, \u010d\u00edm\u017e je zaru\u010deno, \u017ee m\u00e1 \u017eadatel skute\u010dn\u011b v \u00famyslu spl\u00e1cet, a tento r\u00e1zem m\u016f\u017ee z\u00edskat a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny t\u00e9to nemovitosti. A nevad\u00ed p\u0159itom ani n\u011bjak\u00fd ten podru\u017en\u00fd z\u00e1znam v registrech dlu\u017en\u00edk\u016f, ani ni\u017e\u0161\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed u podnikatele, ani n\u011bjak\u00e9 p\u0159\u00edpadn\u00e9 dal\u0161\u00ed pochybnosti. \u010clov\u011bk si tu nejen p\u0159ijde na sv\u00e9 pen\u00edze, ale nav\u00edc si m\u016f\u017ee b\u00fdt jist i t\u00edm, \u017ee je z\u00edsk\u00e1 docela rychle. Ocen\u011bn\u00ed nemovitosti je \u010dasto zvl\u00e1dnuto do \u010dty\u0159iadvaceti hodin, a jakmile jsou dod\u00e1ny v\u0161echny pot\u0159ebn\u00e9 podklady, jsou pen\u00edze vyplaceny okam\u017eit\u011b. A zat\u00edmco je z\u00edsk\u00e1n\u00ed pen\u011bz v tomto p\u0159\u00edpad\u011b rychl\u00e9, spl\u00e1cen\u00ed se m\u016f\u017ee klidn\u011b i prot\u00e1hnout, a to a\u017e na t\u0159icet let. Samoz\u0159ejm\u011b s mo\u017enost\u00ed p\u0159ed\u010dasn\u00e9ho splacen\u00ed kdykoliv a bez sankc\u00ed. A i dal\u0161\u00ed podm\u00ednky jsou tu skv\u011bl\u00e9. Nev\u011b\u0159\u00edte-li, p\u0159esv\u011bd\u010dte se sami.                                                                                                                                                                                                                                                                                                                                                                                          5\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pro\u010d americk\u00e1 hypot\u00e9ka?","item":"https:\/\/www.arcr.cz\/proc-americka-hypoteka\/#breadcrumbitem"}]}]