[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.arcr.cz\/proc-je-zdravotni-pojisteni-klicove-pro-cizince-v-cr\/#Article","mainEntityOfPage":"https:\/\/www.arcr.cz\/proc-je-zdravotni-pojisteni-klicove-pro-cizince-v-cr\/","headline":"Pro\u010d je zdravotn\u00ed poji\u0161t\u011bn\u00ed kl\u00ed\u010dov\u00e9 pro cizince v \u010cR","name":"Pro\u010d je zdravotn\u00ed poji\u0161t\u011bn\u00ed kl\u00ed\u010dov\u00e9 pro cizince v \u010cR","description":"Zdravotn\u00ed poji\u0161t\u011bn\u00ed tvo\u0159\u00ed d\u016fle\u017eitou sou\u010d\u00e1st povinnost\u00ed spojen\u00fdch s pobytem cizince na na\u0161em \u00fazem\u00ed. Kdo a jak\u00fdm zp\u016fsobem m\u00e1 b\u00fdt poji\u0161t\u011bn? Co hroz\u00ed, pokud dot\u010den\u00e1 osoba poji\u0161t\u011bn\u00ed nem\u00e1? Kdy a pro\u010d mus\u00ed b\u00fdt cizinec zdravotn\u011b poji\u0161t\u011bn<a class=\"read-more\" href=\"https:\/\/www.arcr.cz\/proc-je-zdravotni-pojisteni-klicove-pro-cizince-v-cr\/\">Continue reading<\/a>","datePublished":"2024-10-01","dateModified":"2024-10-01","author":{"@type":"Person","@id":"https:\/\/www.arcr.cz\/author\/#Person","name":"arcr.cz\n","url":"https:\/\/www.arcr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/5522eb0fc8481dea5f6519f6a0b15ee2c46358d48429b281fd7c49cbb5a929f9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/5522eb0fc8481dea5f6519f6a0b15ee2c46358d48429b281fd7c49cbb5a929f9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"arcr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.arcr.cz\/wp-content\/uploads\/doktor_vaGmDH.jpg","url":"https:\/\/www.arcr.cz\/wp-content\/uploads\/doktor_vaGmDH.jpg","height":0,"width":0},"url":"https:\/\/www.arcr.cz\/proc-je-zdravotni-pojisteni-klicove-pro-cizince-v-cr\/","about":["Ekonomika"],"wordCount":867,"articleBody":"        Zdravotn\u00ed poji\u0161t\u011bn\u00ed tvo\u0159\u00ed d\u016fle\u017eitou sou\u010d\u00e1st povinnost\u00ed spojen\u00fdch s pobytem cizince na na\u0161em \u00fazem\u00ed. Kdo a jak\u00fdm zp\u016fsobem m\u00e1 b\u00fdt poji\u0161t\u011bn? Co hroz\u00ed, pokud dot\u010den\u00e1 osoba poji\u0161t\u011bn\u00ed nem\u00e1? Kdy a pro\u010d mus\u00ed b\u00fdt cizinec zdravotn\u011b poji\u0161t\u011bn Cizinec pob\u00fdvaj\u00edc\u00ed v \u010cesku mus\u00ed b\u00fdt poji\u0161t\u011bn. Z tohoto n\u00e1sledn\u011b vypl\u00fdv\u00e1 rozd\u00edln\u00fd p\u0159\u00edstup z hlediska toho, je-li cizinec \u00fa\u010dasten poji\u0161t\u011bn\u00ed ve\u0159ejn\u00e9ho. \u00da\u010dast na ve\u0159ejn\u00e9m zdravotn\u00edm poji\u0161t\u011bn\u00ed se zakl\u00e1d\u00e1 v prvn\u00ed \u0159ad\u011b trval\u00fdm pobytem.  Stejn\u011b tak m\u016f\u017ee b\u00fdt cizinec poji\u0161t\u011bn touto formou tehdy, jestli\u017ee:  je zam\u011bstnancem zam\u011bstnavatele, kter\u00fd m\u00e1 s\u00eddlo nebo trval\u00fd pobyt na \u00fazem\u00ed \u010cR mu bylo vyd\u00e1no povolen\u00ed k dlouhodob\u00e9mu pobytu na \u00fazem\u00ed \u010cR za \u00fa\u010delem v\u011bdeck\u00e9ho v\u00fdzkumu, mu byl ud\u011blen azyl na \u00fazem\u00ed \u010cR mu byla ud\u011blena dopl\u0148kov\u00e1 ochrana na \u00fazem\u00ed \u010cR mu bylo ud\u011bleno opr\u00e1vn\u011bn\u00ed k pobytu za \u00fa\u010delem poskytnut\u00ed do\u010dasn\u00e9 ochrany na \u00fazem\u00ed \u010cR podle z\u00e1kona o do\u010dasn\u00e9 ochran\u011b cizinc\u016f nebo se podle z\u00e1kona o pobytu cizinc\u016f na \u00fazem\u00ed \u010cR za takovou osobu pova\u017euje jde o nezletil\u00e9 d\u00edt\u011b, kter\u00e9 bylo na \u00fazem\u00ed \u010cR um\u00edst\u011bno na z\u00e1klad\u011b p\u0159edb\u011b\u017en\u00e9ho opat\u0159en\u00ed soudu do za\u0159\u00edzen\u00ed pro d\u011bti vy\u017eaduj\u00edc\u00ed okam\u017eitou pomoc nebo do \u00fastavu pro p\u00e9\u010di o d\u011bti nebo na z\u00e1klad\u011b p\u0159edb\u011b\u017en\u00e9ho opat\u0159en\u00ed nebo usnesen\u00ed soudu do p\u00e9\u010de fyzick\u00e9 osoby spln\u00ed podm\u00ednky stanoven\u00e9 pr\u00e1vn\u00edmi p\u0159edpisy EU se narodil na \u00fazem\u00ed \u010cR a jeho matka m\u00e1 povolen\u00fd dlouhodob\u00fd pobyt na \u00fazem\u00ed \u010cR, a to do konce kalend\u00e1\u0159n\u00edho m\u011bs\u00edce, v n\u011bm\u017e tato osoba dovr\u0161ila 60 dn\u016f v\u011bku, a d\u00e1le po dobu \u0159\u00edzen\u00ed o \u017e\u00e1dosti o povolen\u00ed k dlouhodob\u00e9mu pobytu na \u00fazem\u00ed \u010cesk\u00e9 republiky podan\u00e9 za tuto osobu, byla-li \u017e\u00e1dost pod\u00e1na do 60 dn\u016f ode dne jej\u00edho narozen\u00ed se narodil na \u00fazem\u00ed \u010cR a jeho z\u00e1konn\u00fd z\u00e1stupce m\u00e1 povolen\u00fd trval\u00fd pobyt na \u00fazem\u00ed \u010cR, a to do konce kalend\u00e1\u0159n\u00edho m\u011bs\u00edce, v n\u011bm\u017e tato osoba dovr\u0161ila 60 dn\u016f v\u011bku, a d\u00e1le po dobu \u0159\u00edzen\u00ed o \u017e\u00e1dosti o povolen\u00ed k trval\u00e9mu pobytu na \u00fazem\u00ed \u010cesk\u00e9 republiky podan\u00e9 za tuto osobu, byla-li \u017e\u00e1dost pod\u00e1na do 60 dn\u016f ode dne jej\u00edho narozen\u00ed jde o nezletilou osobu, kter\u00e9 bylo vyd\u00e1no povolen\u00ed k dlouhodob\u00e9mu pobytu na \u00fazem\u00ed \u010cR Ti, na n\u011b\u017e se v\u00fd\u0161e uveden\u00e1 pravidla nevztahuj\u00ed, jsou povinni m\u00edt dojedn\u00e1no komer\u010dn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed pro cizince.  Co hroz\u00ed, pokud cizinec nebude m\u00edt zdravotn\u00ed poji\u0161t\u011bn\u00ed Obecn\u011b lze \u0159\u00edci, \u017ee l\u00e9ka\u0159 nem\u016f\u017ee odep\u0159\u00edt pacientovi pot\u0159ebnou l\u00e9ka\u0159skou p\u00e9\u010di. Pro nepoji\u0161t\u011bn\u00e9ho cizince to tedy znamen\u00e1, \u017ee se mu pot\u0159ebn\u00e9 p\u00e9\u010de jednodu\u0161e dostane. Co\u017e je d\u016fle\u017eit\u00e9 zejm\u00e9na v akutn\u00edch p\u0159\u00edpadech, kdy by mohlo neposkytnut\u00edm o\u0161et\u0159en\u00ed doj\u00edt k \u00fajm\u011b na zdrav\u00ed, \u010di dokonce na \u017eivot\u011b. Pl\u00e1novan\u00fd z\u00e1krok v\u0161ak m\u00e1 konkr\u00e9tn\u00ed zdravotnick\u00e9 za\u0159\u00edzen\u00ed mo\u017enost odm\u00edtnout.  V p\u0159\u00edpad\u011b, \u017ee na z\u00e1krok dojde, mus\u00ed si nepoji\u0161t\u011bn\u00fd pacient n\u00e1sledn\u011b l\u00e9ka\u0159skou p\u00e9\u010di uhradit s\u00e1m. Nejprve je tak na m\u00edst\u011b samoz\u0159ejm\u011b vyzv\u00e1n\u00ed dot\u010den\u00e9ho k \u00fahrad\u011b. Pakli\u017ee se k n\u00ed, jak se lidov\u011b \u0159\u00edk\u00e1, p\u0159\u00edli\u0161 \u201enem\u00e1\u201c, m\u016f\u017ee b\u00fdt tento n\u00e1rok vym\u00e1h\u00e1n i soudn\u00ed cestou. \u010c\u00e1stky za \u00fahradu zdravotn\u00ed p\u00e9\u010de p\u0159itom jednozna\u010dn\u011b nejsou ryze symbolick\u00e9. Jak informuje orienta\u010dn\u011b o cen\u00e1ch z\u00e1krok\u016f \u010cesk\u00e1 pr\u016fmyslov\u00e1 zdravotn\u00ed poji\u0161\u0165ovna, tak operace k\u00fdly vyjde bez poji\u0161t\u011bn\u00ed na \u010d\u00e1stku 17 300 korun. Za porod c\u00edsa\u0159sk\u00fdm \u0159ezem by novope\u010den\u00e1 matka musela v takov\u00e9mto p\u0159\u00edpad\u011b zaplatit 22 000 korun. Na operaci tot\u00e1ln\u00ed endoprot\u00e9zy ky\u010deln\u00edho kloubu by si pacient musel p\u0159ipravit u\u017e dokonce 88 000 korun.  Jak\u00e9 jsou mo\u017enosti zdravotn\u00edho poji\u0161t\u011bn\u00ed cizinc\u016f M\u00edt zdravotn\u00ed poji\u0161t\u011bn\u00ed se tak jednozna\u010dn\u011b vyplat\u00ed. I v p\u0159\u00edpad\u011b, \u017ee cizinec nen\u00ed \u00fa\u010dasten poji\u0161t\u011bn\u00ed ve\u0159ejn\u00e9ho, m\u00e1 mo\u017enost si sjednat tzv. komplexn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed. To je na komer\u010dn\u00ed b\u00e1zi, ale pokr\u00fdv\u00e1 sv\u00fdm rozsahem zdravotn\u00ed p\u00e9\u010di plnohodnotn\u011b v m\u011b\u0159\u00edtku klasick\u00e9ho ve\u0159ejn\u00e9ho poji\u0161t\u011bn\u00ed. Ur\u010deno je tak hlavn\u011b pro dlouhodob\u00e9 pobyty. Z\u00e1kladn\u00ed varianta zdravotn\u00edho poji\u0161t\u011bn\u00ed cizinc\u016f je naproti tomu pokryta v rozsahu nutn\u00e9 a neodkladn\u00e9 zdravotn\u00ed p\u00e9\u010de. Poji\u0161\u0165ovny nab\u00edzej\u00ed v sou\u010dasn\u00e9 dob\u011b r\u016fzn\u00e9 typy bal\u00ed\u010dk\u016f, v nich\u017e mohou b\u00fdt zahrnuty odli\u0161n\u00e9 v\u00fdkony. V r\u00e1mci nutn\u00e9 a neodkladn\u00e9 p\u00e9\u010de nap\u0159\u00edklad nemus\u00ed touto formou b\u00fdt zaji\u0161t\u011bna p\u00e9\u010de o novorozence. Je tedy pot\u0159eba p\u0159i sjedn\u00e1v\u00e1n\u00ed ov\u011b\u0159it rozsah pojistky a jej\u00ed limity.                                                                                                                                                                                                                                                                                                                                                                                          5\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pro\u010d je zdravotn\u00ed poji\u0161t\u011bn\u00ed kl\u00ed\u010dov\u00e9 pro cizince v \u010cR","item":"https:\/\/www.arcr.cz\/proc-je-zdravotni-pojisteni-klicove-pro-cizince-v-cr\/#breadcrumbitem"}]}]